Moving Stories case 1103001
Last summer, my office sent me to train in Kansas City for a year and I had to bring my daughter in tow. Now Wichita is a long way from Kansas City and I couldn’t bear to leave my girl that far away and she felt the same. I didn’t have anyone to leave her with and we are so close I wouldn’t have left her behind if I did. So I claimed my deposit from where I was renting, packed us up in my truck and drove away. It took two days to get there and I realized I’d lost track of some household things and lost them somewhere along the way. Just small things mind you but they held sentimental value; my mom’s brush that she gave to my baby girl, my dad’s pocketwatch that kept time better than any of those digital things people carry around everywhere. Just a few small things.
We got to the big city and eventually found our way around. I got us a nice apartment in a complex a stone’s throw from the freeway that had a pool and a minigolf course. I unloaded everything to realize some fool had been stealing from the truck after every trip to and from the apartment. I lost a lamp, the TV and some shoes. I went to bed that night with my truck’s radio under my pillow.
The next morning I shopped around for a school for my girl. Luckily our new digs wasn’t too far away from the local public school and we did the interviews that day. The next day I dropped my darling off and got to the training center where folks were friendly. Some even offered to put us up but I’d only just met them. One dude in particular was pretty vocal about how I survived the trip without moving insurance. He was surprised I didn’t lose everything on the way over and I told him that made two of us.… Continue reading
“Moving” Stories
My company downsized in 2009 and I lost a longtime job because of budget cuts. It was cool they paid me a settlement for my severance package. For years I’d been their monkey and I definitely understood the need to trim the fat but I didn’t think I’d get axed. I contested but it ran long so I had to move to a place I could afford. The movers weren’t a problem, I had a cousin in the business, but I felt getting moving insurance against his goons taking some stuff was a wise move so I did it. Good thing too!
The old office dealt with claim jumpers and bail bonds so I was used to the element. I knew my stuff was a prime target for unsavory individuals since it is the newly released ones that end up finding placement in a moving agency, at least that’s what I saw with my cousin’s company. These guys were fresh out of options since even in this day and age no one wants to hire an ex-con. And it was these types of people who would be handling my furniture, my electronics, boxing up my small items and knick-knacks so of course I was going to get moving insurance.
To their credit they arrived on time to do the packing. Within thirty minutes my couch was covered in bubble wrap and my bed frame disassembled. The crew chief was explaining to me how he’d been doing the job for ten years even before working for my cousin when I noticed three men went into my room to carry out my beddings yet only two came out with stuff. One of their crew was still inside. I said I needed to use the toilet one last time and went into the room to find this tall, lanky tattooed guy hovering over a box holding my personal effects. He claimed he dropped his keys into the box and was about to fish them out when walked in on him.… Continue reading
Apr 11
19
Moving Insurance Basics
Moving Insurance Basics
Insurance is a service that can protect you and your interests from loss where a person or group of persons agree to pay a negotiated amount in exchange for an assurance of compensation executed only in the occurrence of certain events resulting in a loss for the protected party. It is a contract guaranteeing this protection, actionable by law and functional only by certain details of the contract. Thereby resulting in an insured party whose property is not protected against loss and an insurer or company that assures the compensation in case of loss or damage resulting in loss.
Should I rely on my moving company’s coverage for Insurance?
Moving companies are first and foremost businesses that transport your items. They are not in the business of safeguarding your belongings from incidents in case they break something. So, no, you should not rely on just what the moving company quotes you. Basic coverage that is provided by a mover usually goes for $0.30 to $0.60 per lb. for intrastate transport and as low as $0.10 per lb. of an item for interstate transport. Go out and shop for a third party insurance provider and ask about their moving insurance coverage packages.… Continue reading
Apr 11
18
Moving Insurance Equals Less Stress
Moving Insurance Equals Less Stress
Relocating is very stressful. It involves packing everything you own and transporting it to a different location. No matter where your destination, it is good to think about the requirement of moving insurance protection so that you can cover the belongings that you are transporting.
Keep in mind that accidents can happen, and to avoid having to replace your things one should put some serious effort into picking the right moving insurance package prior to beginning the transfer. It is one of the most overlooked parts of the relocating process. It entails obtaining the right moving insurance protection policy for your specific relocation. It doesn’t matter if you should be using a professional mover or doing it yourself; you might want to have coverage that will guard all of the items that you own in the process. It will be bewildering, but one can find several possibilities that help people to find enough coverage when they are moving. Perhaps you already have existing insurance policies and their specific firms can aid your decision in selecting an appropriate moving insurance.
There are a lot of selections open for choice nowadays when one wishes to relocate. First, there is mover’s valuation that you are able to acquire directly from the long distance moving companies you plan to hire. These companies value a certain replacement cost per pound for each item that you are having them transport for you. It is the cheapest alternative but it is also the one which will net you the least for replacement of your things in case of incidents that damage or break them in the course of the relocation.
Apr 11
17
Understanding Moving Insurance
Understanding Moving Insurance
One can purchase protection for many different objects, events and occasions, but moving insurance is one of the less common types of cover around. It is one which people will only discover when they’re about to move, or in some unfortunate cases after they have moved, and realized they had forgotten protection. A standard mover’s policy includes cover for many items being moved which has many gaps in coverage strategically planned to placate any fears the client may have in moving but upon closer inspection can cause a lot of problems for people who don’t know any better. This is why moving insurance was created, so the gaps in people’s insurance protection will be filled.
A novice at moving insurance would and should ask some specific question regarding coverage and options. Some of these questions could be:
WHAT? What does moving insurance actually do? This depends on the type of cover you’re after. But simply speaking this kind of policy is an additional type of insurance intended to protect your goods while they are in transit to their destination. It covers your own possessions in situations which you might be liable for that you don’t even realize.
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